Challenge 1: 5-Day Budget Kickstart
Challenge 1: 5-Day Budget Kickstart
Objective: Get clarity on your finances and feel in control.
Day-by-Day:
- Day 1: Track every expense for 24 hours.
- Day 2: List monthly fixed and variable expenses.
- Day 3: Create a simple budget (50/30/20 rule).
- Day 4: Identify 2 areas to cut or improve.
- Day 5: Set 1 short-term financial goal.
Tips:
- Use free tools like Mint or a Google Sheet.
- Involve your family or partner for accountability.
Challenge 2: 5-Day Conscious Spending Reset
Objective: Align spending with your values.
Day-by-Day:
- Day 1: Identify your 3 core spending values.
- Day 2: Cut one unnecessary daily habit (e.g., coffee run).
- Day 3: Shop your pantry before buying groceries.
- Day 4: Set a spending rule: Wait 24 hours before buying anything.
- Day 5: Celebrate small wins with a free reward (walk, movie night).
Tips:
- Use “spending pause” sticky notes on cards or apps.
- Journal what purchases brought real joy vs. regret.
Challenge 3: 5-Day Side Hustle Spark
Objective: Explore new income potential.
Day-by-Day:
- Day 1: Brainstorm 5 side hustle ideas.
- Day 2: Choose 1 and research it for 30 mins.
- Day 3: Identify your skills & how they match.
- Day 4: Find one way to test it (survey, social post).
- Day 5: Create a simple action plan.
Tips:
- Keep ideas realistic to your schedule.
- Track what excites you most – energy = potential!