Challenge 1: 7-Day Debt-Free Kickoff

Challenge 1: 7-Day Debt-Free Kickoff

Objective: Gain control over debt and develop a plan.

Day-by-Day:

• Day 1: List all debts with amounts + interest rates.
• Day 2: Choose strategy: snowball or avalanche.
• Day 3: Call lenders to negotiate interest rates.
• Day 4: Cut one luxury expense and redirect to debt.
• Day 5: Create a visual tracker (thermometer or goal bar).
• Day 6: Plan an extra payment, even if small.
• Day 7: Celebrate your action with a free treat.

Tips:

• Use paper, Excel, or apps like Undebt.it.
• Get accountability through community or a coach.

Challenge 2: 7-Day Financial Empowerment for Women

Objective: Build confidence and clarity in financial decisions.

Day-by-Day:

• Day 1: Understand your money story and beliefs.
• Day 2: Know your net worth.
• Day 3: Learn about basic investing terms.
• Day 4: Open or review retirement/investment account.
• Day 5: Read/listen to a finance podcast/book.
• Day 6: Teach or share one tip with a friend or child.
• Day 7: Set 1 long-term wealth goal.

Tips:

• Empower yourself through education, not fear.
• Track confidence changes in a journal.

Challenge 3: 7-Day Smart Saving Strategy

Objective: Cultivate saving as a daily habit.

Day-by-Day:

• Day 1: Set a savings goal with purpose.
• Day 2: Open a separate savings account.
• Day 3: Automate a small transfer.
• Day 4: Save on one daily expense (make coffee, walk instead of drive).
• Day 5: Declutter and list 1 item for sale.
• Day 6: Track how much you’ve saved in 5 days.
• Day 7: Write a letter to your future self about the impact of saving.

Tips:

• Even $1/day builds consistency.
• Use a visual tracker to stay motivated.